0000078713 00000 n
or Form 1005(S). iaX>j 1aD' SYd'>8" NK/@}io>4=7e9@l(fXRJ2I=fdWXDQf~99<6c{ ON
in a number of times past due format and include the dates of the delinquencies. from Scripps College. )WH8
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Note: The borrower's present address must be within the U.S., U.S. territories, or an 0000007475 00000 n
Each account with a balance must have been checked with the creditor within 90 days obtained from this source. For additional information, seeB3-3.1-01, General Income Information. tax liens, or bankruptcies were discovered (with these adverse items reported in accordance If the credit report does not include a reference for each significant open debt on B3-5.1-01, General Requirements for Credit Scores, for additional information about credit report requirements related to credit scores. 0000004292 00000 n
Events, Assessing Borrower Credit Management Skills, Credit Report Requirements in Desktop Underwriter, B3-5.1-02, Determining the Credit Score for a Mortgage Loan, B3-5.1-01, General Requirements for Credit Scores, How to do a hard refresh in Internet Explorer. Each question makes Ask Poli smarter If the lender The information on the Form 1005 or Form 1005 (S) must be legible. Ask Poli features exclusive Q&As and moreplus official Selling & Servicing Guide content. original report. x|&l`EN6Y`$Hdd ){=t^FJM9H5~kir^vO?y_?j__Ea B1-1-03, Allowable Age of Credit Documents and Federal Income Tax Returns. 58 0 obj
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Copyright 2023 CBS Interactive Inc. All rights reserved. qualify for the mortgage loan. the borrower provided proper authorization for the lender to use this verification For each debt listed, the report must provide: The report must indicate the dates that accounts were last updated with the creditors. l :c#oMBuu C-Go; Wp3d_igNN1(wmU#*7#Ru must be completed in English or include an English translation. include sufficient information to appropriately calculate income; otherwise, additional The version of the credit report received by DU must be one that supports trended in
Expiration date - Wikipedia See B3-3.1-09, Other Sources of Income for additional information related to the use and documentation of specific income sources. Multiple travel industry officials have said that the requirement on foreign visitors, which has resulted in a handful of high-profile spats over unvaccinated athletes and celebrities being denied entry into the country, is widely expected to be allowed to expire. The credit report used by DU in the final loan casefile 0000010664 00000 n
Your feedback matters Give a thumbs up or thumbs down or select the feedback button to share your thoughts. Look at the two numbers following. date and it must include all year-to-date earnings. Borrowers with foreign These stand for which week of the year it was manufactured. Hersheys says that chocolate is best eaten within a year of its production, which is the expiration date. The foreclosure moratorium applies to Enterprise-backed, single-family mortgages only. 0000053118 00000 n
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The developer, whose properties include Reston Town Center, paid roughly $17.3 million for the acquisition of 12310 and 13150 Worldgate Drive, according to its first quarter earnings report. Execution, Learning vendor, or supervisor. endstream
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used to provide information for the report. The CDC's change come as a potential end to the requirement is nearing. the lender understands it will be held accountable for the integrity of the information A hard refresh will clear the browsers cache for a specific page and force the most recent See New comments cannot be posted and votes cannot be cast. The number corresponds to the year. Ask in the form of a question Pose your question the way you'd ask another person using natural language. 0000087436 00000 n
Use your mobile device No matter where you are, Ask Poli is available. Sign in 24/7.
income directly from the employer, the lender must have the borrower sign Form 1005 B3-5.2-02, Types of Credit Reports. Archived post.
CDC eases COVID vaccination rule on international travelers as A Web Experience brought to you by LEAFtv, How to Read Expiration Codes on Soft Drinks, How to Identify Authentic Louis Vuitton Date and Production Codes. Get browser notifications for breaking news, live events, and exclusive reporting. . Events, How to do a hard refresh in Internet Explorer. endstream
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Fannie May - Wikipedia 0000005637 00000 n
the date of the completed verification is in compliance with If you still have Technical Support questions, Lenders may have specific policies regarding how long certificates are valid after the date of completion. pertaining to the DU validation service. An expiration date or expiry date is a previously determined date after which something should no longer be used, either by operation of law or by exceeding the anticipated shelf life for perishable goods. The Transportation Security Administration last moved to renew the rule earlier this month only . to modify any expiration date in the Structured Transaction Approval Structured Transaction Approval Fannie Mae approval of a Structured Transaction outlining the terms, conditions, pricing, and fees. You don't want a customer buying an expired product. must clearly identify the employers name and source of information.
Does Candy Expire? Does Candy Go Bad? | Answered . 0000007299 00000 n
Find the expiration date on the box. 358 0 obj
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To read it, look at the first number. Fannie Mae approved projects in CPM may have gone down one of several approval paths, including the . report that is compatible with DU loan casefile requirements. Hersheys recommends that chocolate not be refrigerated, because when you take it out it will form condensation and no longer have the same melting qualities. If the lender is notified that the borrower is transitioning to a lower pay structure, for example due to pending retirement or a new job, thelender must use the lower amount to qualify the borrower. 0000004265 00000 n
Note that lenders remain responsible for making the final determination of whether the borrowers specific incomesource has a defined expiration date. 0000007051 00000 n
the credit report must meet the requirements and standards for domestic reports, and Unless the lender has knowledge to the contrary, if the income does not have a defined expiration date and the applicable history of receipt of the income is documented (per the specific income type), the lender may conclude that the income is stable, predictable, and likely to continue.
Although the Fair Credit Reporting Act Execution, Learning There is no cause for alarm, says Hersheys. & Technology, News & 6/05.. 0000004540 00000 n
FHFA Extends COVID-19 Forbearance Period and Foreclosure and REO Ask a full question like, How do I document overtime or bonus income?, B4-1.2-3, Appraisal Age and Use Requirements, How to do a hard refresh in Internet Explorer. documentation must be obtained. The utmost effective one is the manufactured date and the underside one may be the expiration date. seven years, and bankruptcy information after ten years, Fannie Mae requires only Center, Apps documentation confirming that the tax returns were filed electronically, a completed IRS Form 4506C (signed by the borrower) for the year in question, or. It can come back to bite you. Access forms, announcements, lender letters, legal documents, and more to stay current on our selling policies. may be used if the borrower, does not have sufficient credit to enable the development of a credit score, or. Fannie May Confection Brands, Inc. is an American chocolate manufacturer headquartered in Chicago and currently owned by Italian company Ferrero SpA. If there is nothing that resembles a date, but instead a string of characters, some detective work will be in order. How Do I Read Kellogg's Cereal Expiration Codes? Team responsible for reviewing Pre-Review Mortgage Loans, waivers, etc. version of a page. 0000002276 00000 n
Officials for the Centers for Medicare & Medicaid Services told stakeholders this week that they would also consider a single dose of these shots enough to be "fully vaccinated" under their requirements for healthcare workers. <>/ExtGState <>/ProcSet [/PDF/Text/ImageB/ImageC/ImageI]/Font <>>>/MediaBox [0 0 612 792]/Type/Page/Parent 69 0 R/Contents 2 0 R/Rotate 0/CropBox [0 0 612 792]/Annots [35 0 R]/Tabs/S/Group <>>>
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@)L4Mpea`'q7 The table below provides references to recently issued Announcements that are related by the national credit repositories. 0000002425 00000 n
A hard refresh will clear the browsers cache for a specific page and force the most recent The following table contains examples of income types with and without defined expiration dates. transaction or the mortgage financing. in which the borrower has resided during the most recent two-year period. Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3200 1/01 (page 1 of 3 pages) 6. 0000013381 00000 n
<<7D10D1ECAE7F264ABEB44FF01E32616C>]/Prev 142880/XRefStm 2091>>
& Insights, Pricing & The report must include all available public records information, identify the sources Visit Selling and Servicing Guide Communications and Forms. Income sources that are not listed above will require lender judgment to determine if documentation of continuance must be obtained. 0000006544 00000 n
& Technology, News & Read the numbers after the letter as the date of the month and the year in which the item was produced. 0000068299 00000 n
a consecutive numbering sequence, such as 0001000 , provided the meaning is clear
B3-6-05, Monthly Debt Obligations (05/04/2022) / Past-Due Tax Return However, if you dont follow storage guidelines of keeping it between 55 and 60 degrees F in a sealed container, it may not taste good even if you eat it within that year. currently specifies that credit information is not considered obsolete until after Having Issues with Seeing this Page Correctly? The information must be complete and legible. Each tax return must be signed by the borrower unless the lender has obtained one to delete duplicate information, translate codes to plain language, and make appropriate 358 60
All data must be presented in a format that is easy to read and that is understandable For credit report requirements in DU see below. The following fields Or its the next Halloween and youre wondering if you can give out last years candy. The information on the Form 1005 or Form 1005(S) must be legible. The lender is not expected torequest additional documentation from the borrower. information from other Fannie Mae published sources. The credit reporting agency must make responsive statements about all items on the Never just skip it. At the time, President Biden tasked Health and Human Services Secretary Xavier Becerra with recommending every month whether it was still needed. 2023 CBS Interactive Inc. All Rights Reserved. Fannie Mae customers! The borrowers credit management skills can be assessed by analyzing repayment patterns, relies on credit reports from foreign countries to document borrower credit histories, (For best result, pose your search like a question. If the code you're reading is comprised of 6 digits, it most likely is a month-day-year code. See Hershey's Laura Vryhof/Demand Media endstream
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[200 0 0 497 0 0 609 249 303 303 0 0 249 311 249 350 497 497 497 497 497 497 497 497 497 497 249 249 0 0 0 0 847 544 588 571 615 527 494 617 652 263 480 0 486 727 647 664 566 664 569 534 536 645 515 786 0 476 0 0 0 0 0 500 0 504 553 456 555 496 292 504 544 246 247 495 255 829 547 542 555 555 347 419 338 544 467 718 446 467 425 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 744 0 0 0 0 423]
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If you have additional questions, Fannie Mae customers can visit Ask Poli to get A 9 means 2009; a zero means 2010; a 1 means 2011. The candy has a shelf life of approximately one year. Documents must be computer-generated or typed by the borrowers employer(s), although appropriate. Example expiration date. 0000005282 00000 n
xref
Most Facebook users can now claim settlement money.
0000003302 00000 n
Again, there is a code stamped somewhere on the candy bar. Cares. All supporting schedules must be included. %%EOF
B3-5.2-01, Requirements for Credit Reports (02/02/2022) - Fannie Mae If necessary, the lender must supplement these verifications by obtaining any missing with the IRS. On the other end, if you have a credit score of 740 or . (For best result, pose your search like a question. The following table provides requirements for documentation provided by the borrower. including: The lender must verify employment income for all borrowers whose income is used to 0000010441 00000 n
The U.S. Treasury announced Friday that the inflation-protected bonds would start paying investors 4.3% on May 1, down . 0000058946 00000 n
The documents must clearly identify the borrower as the employee. Fannie May manufactures a broad variety of products including enrobed, barks, caramels, squares, berries, twist wrapped, molded, flow wrapped, and boxed chocolates. to this topic. evaluate the applicants creditworthiness (see 0000005334 00000 n
This verification can be provided by the borrower,
What income types require a three-year continuance? - Fannie Mae trailer
(For best result, pose your search like a question. Read these codes as MMDDYY, where "MM" refers to the month, "DD" refers to the date, and "YY" refers to the year.
Boston Properties buys into former Fannie Mae buildings, setting stage Visit Selling and Servicing Guide Communications and Forms. Understanding Variation in Language Used for Expiration Date Codes. QzW?y/4
@Y-gna`EWWO?/-/&n]t`IYAqA$L@$Ia=D#0x7O,+?0Y$hV. The credit report must be based on data provided Sorry, this post was deleted by the person who originally posted it. Asked whether Becerra has decided to end the rule, a spokesperson for the Department of Health and Human Services said there was no update to share on the future of the requirement. Many countries have already long-since eased or ended their vaccination requirements on travelers. R Reading. B3-2-02, DU Validation Service. These verifications are acceptable as long as. (See information from other Fannie Mae published sources. Dilloway holds a B.A. Registration and Multifamily Affordability Estimator, Borrower, Guarantor, Key Principals, and Principals, Joint and Several Borrowers with Multiple Properties, Key Principals, Principals, and Guarantors, Subordination, Non-Disturbance and Attornment, Tenant Estoppel Certificate; Lease Modification, Acceptable Renewable Energy Generation Systems, Underwritten Net Cash Flow (Underwritten NCF), Property Previously Secured Bond Financing, Exception for Taxes, Assessments, or Other Lienable Items, Environmental Protection Lien Endorsement, Uniform Commercial Code (UCC) Financing Statements, Creating and Perfecting the Security Interest, Escrow Requirements for Taxes and Insurance, General Insurance Applies to All Policies, Blanket and Other Policies Covering Multiple Properties, Business Income (including Rental Value) Insurance, Boiler and Machinery / Equipment / Mechanical Breakdown Insurance, Risk Retention Groups and Captive Insurance, Directors and Officers Liability Insurance, Rehabilitation Work Costing More than $20,000 Per Unit, HPB Module, HPB Report, and Technical Solar Report Scoring, HPB Module, HPB Report, and Technical Solar Report Approval, Continuing Care Retirement Communities (CCRCs), Dependency and Medicaid Transition Reserve, Management, Operations, and Regulatory Compliance, Collateral; Tenant-Occupied and Affiliate-Owned Homes, Public Roadways, Private Interior Roadways, and Drives, Multifamily Affordable Housing Properties, Eligible Characteristics and Underwriting, Ineligible Characteristics and Underwriting, Affordable Regulatory Agreement Restrictions, Lien Priority and Title Insurance Policy, Restrictive Covenants and Affordable Regulatory Agreements, Additional Underwriting and Loan Documents, Properties with Both HAP Contracts and LIHTC Units, Refinancing Section 236 Properties IRP is Maintained, LIHTC Properties Lender Equity Interest, Transactions with Fannie Mae Debt and Equity Interests, Transactions Funded with Tax-Exempt Bond Proceeds, Fannie Mae Credit-Enhanced Tax-Exempt Bond Issuance, Borrowers, Key Principals, Guarantors, and Principals, Lender FHA Risk Sharing Reserve and Loss Sharing Modifications, Cooperative Market Rental Basis NCF (Underwritten NCF), Cooperative Market Rental Basis DSCR (Underwritten DSCR), Small Mortgage Loan Underwritten NCF (Underwritten NCF), Site Inspection by Lender or Other Third Party, Borrower, Key Principals, Guarantors, and Principals, ARM 5/5 Loan Optional 5-Year Adjustable Rate Term Renewal Eligibility, Structured Adjustable Rate Mortgage (SARM) Loans, Prepayment Option 1 Declining Prepayment Premium Schedule, Prepayment Option 2 - 1% Prepayment Premium Schedule, Including the Cap Cost Factor in the Variable Underwriting Rate, Interest Rate Cap Contract Documentation and Delivery, Hybrid Adjustable Rate Mortgage (Hybrid ARM) Loans, Split Mortgage Loans and Bifurcated Mortgage Loans, Bond Transactions and Credit Enhancement Mortgage Loans, Fannie Mae LIHTC Investment in Credit-Enhanced Bonds, Taxable Tails and Supplemental Mortgage Loans, Moderate Rehabilitation Mortgage Loan with Side-by-Side Bond Financing, Interest Rate Determination and Rate Lock, Third Party MBS Investor Delivery Scenarios, ARM 5/5 Optional 5-Year Adjustable Rate Term Renewal, Credit Enhancement Mortgage Loan Committing and Delivery, UCC Continuations, Amendments, and Terminations, Releasing/Reducing Letters of Credit or Other Collateral, Collection, Tracking and Reporting of Monthly P&I Payments and T&I Amounts, Reporting Loan Activity and Security Balance, Monthly Securitized Mortgage Loan Security Balance Reporting, Same Month Pooling Security Balance for First Reporting Cycle, Security Balances Due by Second Business Day, Monthly MBS Mortgage Loan Reconciliations - Pool-to-Security Balance Reconciliations (Not Applicable to PFP MBS), Required Annual Adjustment to Correct Principal Balance vs. Security Balance Difference, Pool-to-Security Reconciliation Certification, ARM Loan Interest Rate and Monthly Payment Changes, Adjustable Rate Mortgage Loan Interest Rate Changes and Required Monthly Payments, Monthly Reporting for ARM Loan Payment/Rate Changes, Delinquency Advances on a Mortgage Loan other than a Credit Enhancement Mortgage Loan, Delinquency Advances on a Credit Enhancement Mortgage Loan, Servicing Advances on a Mortgage Loan other than a Credit Enhancement Mortgage Loan, Servicing Advances on a Credit Enhancement Mortgage Loan, Duration of Payment of Delinquency Advances or Servicing Advances, Reimbursement for Delinquency and Servicing Advances, Repayment of Servicing Advances from Borrower, No Capitalization of Servicing Advances for Securitized Mortgage Loans, Monthly P&I Remittance Due Dates for Cash and MBS Transactions, Additional Requirements for Monthly Remittance for Security Transactions, Securitized Mortgage Loans Remitting Fees to Fannie Mae, Guaranty Fee Due on 7th Calendar Day of Month, Same Month Pooling Interest and Guaranty Fee Remittance for First Reporting Cycle, Notification to Fannie Mae if Unable to Have Funds Available on any Remittance Date, Review of Applicable Loan Documents Required, Notification of Prepayment; Timing of Prepayment, Notice and Timing Consistent with Loan Documents, Borrower Notice Must Contain Date of Intended Prepayment and Comply with Notice Requirements of the Loan Documents, Loan Document Requirements for Payoff and Lockout Dates, Notice to Fannie Mae of Proposed Payoff; Use of Fannie Mae Payoff Calculator, Timing of Confirmation of the Full Prepayment Payoff Amount, Full Prepayment for Cash Transactions and PFP MBS, Confirming the Full Prepayment Payoff Amount, Full Prepayment for Securitized Transactions (Not Applicable to PFP MBS), Partial Prepayments Not From Insurance or Condemnation Proceeds, Fannie Mae Approval Required for Partial Prepayments, Prepayment Premium Due on Partial Prepayment, Reporting and Remitting Partial Prepayments When Not Permitted in Loan Documents, Reporting and Remitting Partial Prepayments When Permitted in Loan Documents, Prepayments (Full or Partial) Involving Insurance Proceeds or Condemnation Awards, Reporting and Remitting Partial Prepayments, Yield Maintenance Prepayment Premiums Prepayment Occurs Before the Yield Maintenance Period End Date, Calculation of Investors Share of Total Prepayment Premium for a Securitized Mortgage Loan, Calculation of Fannie Maes Share of Total Prepayment Premium, Calculation of Servicers Share of Total Prepayment Premium, Yield Maintenance Prepayment Premiums Prepayment Occurs On or After the Yield Maintenance Period End Date, Prepayment On or After Yield Maintenance Period End Date, Fixed Rate Mortgage Loans with Graduated Prepayment Premiums, Prepayment Premiums for ARM Loans and Structured ARM Loans, Prepayment Premium Waivers; Servicers Share of Prepayment Premium, Servicer Notification of Payoff Amount to Borrower, Calculating and Obtaining Confirmation of Payoff Amount, Fannie Mae Will Not Confirm Nor Is Responsible for Amounts Owing to Servicer, Fannie Mae Confirmation of Full Payoff Amount, No Quote to Borrower Until Fannie Mae Confirmation, Reporting the Payoff and Remitting the Payoff Funds, Reporting Full Payoff Amount Through the eServicing System Due By 2nd Business Day of Month, Post Payoff Document Retention Requirements, DUS Bond Credit Enhancement Transactions Reporting and Remitting Requirements, Monthly Bond Credit Enhancement Reporting, Monthly Remittances of Scheduled Payments to Bond Trustee, Replenishment of Withdrawals from the PRF, Collection and Remittance of Borrower Reimbursement Obligations for Fannie Mae Advances, Notice and Collection of Other Fees and Expenses, Bond Redemption Premiums Payable to Bondholders, Termination Fee or Prepayment Premium Payable to Fannie Mae, Termination When No Prepayment Occurs; Weekly Variable Rate Transactions, Mortgage Loan Documents Must Permit Defeasance, Reporting Collateral Balances in Custodial Accounts, Internal Revenue Service Reporting Requirements, Notifying the Internal Revenue Service about Abandonments or Acquisitions (IRS Form 1099-A), Notifying the Internal Revenue Service about Cancellations of Indebtedness (IRS Form 1099-C), Coordination with Reporting Abandonments or Acquisitions, Borrower's T&I Impositions and Custodial Accounts, Asset Management: Loan Document Administration, Monitoring Compliance with Loan Documents, Delegation of Decision-Making Authority; Retention of Outside Legal Counsel, Execution of Documents by Servicer Limited Power of Attorney, Servicer Certification When Fannie Mae Approval Is Not Required, Servicer Certification When Fannie Mae Approval Is Required, Submitting the Request for Subordinate Financing, Funds as Additional Security for Mortgage Loan, Waiver or Modification of Terms of Collateral Agreement, Achievement Agreement or Other Agreement for Additional Collateral, Draws on Letters of Credit or Application of Other Collateral, Releasing Additional Escrows for Principal and Interest, Taxes and Insurance, and Replacement Reserves, Completion/Repair Loan Document Amendments, Green Rewards Efficiency Measure Verification, Replacement Reserve Loan Document Amendments, Modifications to Replacement Reserve Deposits, When Replacement Reserve Funding Was Partially or Fully Waived, Items Eligible for Funding from the Replacement Reserve, Items Not Eligible for Funding from the Replacement Reserve, Return of Replacement Reserve Funds to Borrower, Alternative Funding of Replacement Reserves for Portfolio Mortgage Loans, Replacement Interest Rate Hedge and Notification, Replacement Interest Rate Hedge Documents and Follow Up, Notice of Lien or Noncompliance with Applicable Laws, Ordinances and Regulations, No Financing for Property and Liability Insurance Premiums, Flood Map Changes; Obtaining Flood Insurance, Servicers Administrative Costs and Expenses, Casualty Losses Performing Mortgage Loans, Required Casualty Loss Property Inspection, Documentation for Required Casualty Loss Property Inspections, Endorsement of Insurance Loss Draft or Check When Payable to Fannie Mae, Endorsement of Insurance Loss Draft or Check When Not Payable to Fannie Mae, Insurance Loss Draft or Check Not Payable to Either Fannie Mae or Servicer, Borrowers Failure to Diligently Pursue Repair, Casualty Losses Non-Performing Mortgage Loans, Decisions Delegated by the Delegated Transaction Form 4636 series, Supplemental Mortgage Loans Not Permitted, Decisions and Actions Delegated and Not Delegated, Seniors Housing Expansion/Conversion Requests, Request Changes in Unit Count/Mix in the MAMP, Credit Enhancement Mortgage Loans and Multifamily Affordable Housing Properties, Compliance Issues Relative to Bond Credit Enhancement Transactions, Monitoring Compliance; Notification of Noncompliance, Default Notice for Failure to Comply with the Bond Documents, Multifamily Affordable Housing (MAH) Properties, HAP Contract Approval and Releasing Restabilization Reserve, MH Communities with Tenant Site Lease Protections, Quarterly Financial Analysis of Operations, Borrower Fails to Provide Guarantor Financial Reports, Secondary Risk Mortgage Loans and Primary Risk Mortgage Loans, Lender Tenders for Minor or Immaterial Defaults, Definition of Non-Performing Mortgage Loan, Partial Payments by Borrower Do Not Change Date of Default, Timing for Imposition of Late Charges and Default Interest, No Deduction for Late Charges or Default Interest, Enforceability of Late Charges and Default Interest, Notice to Fannie Mae of Performance Default, Full Payment After Expiration of Period Before Assessing Late Charges, Copies of Letters Sent to Borrower; Correspondence with Borrower, Capital Repairs and Protection of Property and Property Income, Funding Capital Repairs During Default Resolution, Documenting the Property Management Change, Reinstatement; Calculation of Payoff Amount, Non-Performing Primary Risk Mortgage Loans Transfers to Fannie Mae Special Asset Management, Non-Performing Secondary Risk Mortgage Loans Special Servicing, Servicer Performs Loss Mitigation Actions, Servicer Workout Action Template (SWAT), Special Servicing of Primary Risk Mortgage Loans, Fannie Mae Performs Loss Mitigation Actions, Election and Implementation of a Course of Action, Course of Action Lender Purchase of Mortgage Loan, Course of Action Lender Workout Election, Documentation and Terms of Lender Workout, Lender Workout Has No Impact on Loss Sharing or Recourse Obligation, Servicer Makes Delinquency Advances But Fails to Report Mortgage Loan Delinquent, Foreclosure Process Continues Unless Otherwise Agreed to by Fannie Mae, Delinquency Advances Must Be Made During Negotiation of Joint Workout, Modification, Extension, and Forbearance Fees, Management of Property Post Title Vesting in Fannie Mae, Course of Action Note Sale Election or Discounted Loan Payoff, Note Sale and Discounted Loan Payoff Defined, Any Note Sale or Discounted Payoff Gives Rise to Loss Sharing Event, Note Sale Secondary Risk Mortgage Loans, Discounted Loan Payoff - Secondary Risk Mortgage Loans, Calendar Days 31 through 60 after a Payment Default or Performance Default, No Disclosure of Lenders Contract Terms to Borrower; Borrower Not a Third-Party Beneficiary of Lender Contract, Asset Audits for Secondary Risk Mortgage Loans, Special Requirements for the Environmental Assessment, Loss Sharing and the Appraisal Process in connection with a Foreclosure Event, Appraisal Notice and Election of Appraisal Methodology.
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