In the old days, when you took out a mortgage, it was probably through a local bank or a credit union, and whoever gave you your loan held on to it for life. While the bank may call it confession of error Yet thats exactly what the banks did. Please someone, step up and run against Gunderson. Others were told not to worry about future jumps in interest rates because they could just refinance down the road, or discovered that the value of their homes had been overinflated by brokers looking to pad their commissions. in my foreclosure case CACE-17-014121 the 4th DCA has reversed Judge Gundersen order to issue title of my property to HSBC bank. If you lost your job or got too sick to work and suddenly had trouble making your payments, you could call a human being and work things out. Controversy surrounds Seminole tribe chairman Osceola as corruption allegations linger Judge wont force DeSantis to explain why he thinks hes Ex-FBI agents accuse top CIA, FBI officials of 9/11 coverup; State Sen. Jason Pizzo temporarily cancels state audit of North Miami Beach amid racial tensions, Floridas pick-a-justice show is experiencing technical difficulties no one saw coming. But in a profound expression of the states reflexive willingness to side with the bad guys, the police made no arrest in the case. Legal Directories Publishing. A sizable campaign contribution goes a LONG WAY in getting a favorable outcome in civil litigation! FHL researchers looked at foreclosure complaints filed in Broward and Miami-Dade state courts in 2019 and found 369 with one of a handful of names stamped on the endorsement line. You can email me at: im4theppl@gmail.com. Unlimited access to Daily Business Review, Access to additional free ALM publications, 1 free article* across the ALM subscription network every 30 days, Exclusive discounts on ALM events and publications. All this phony paperwork was actually an essential part of the mortgage bubble, an integral element of what has enabled the nations biggest lenders to pass off all that subprime lead as AAA gold. It is your privilege to talk to him if you want. He pauses. Consistent with the numbers, Gundersen treats bank lawyers much more courteously than homeowners lawyers who challenge suspicious documents, according to the report. Within weeks, Gretchen Morgensen of the WSJ wrote a series of articles on the fraud and abuse by the banks. If youre going to lie to me, at least lie well.. Yet, as in tens of thousands of cases, the bank still wants more and forecloses of mostly innocent buyers. Who is Presiding Judge Andrea Gundersen, Mortgage Foreclosure Division In Dade county, final judgements are not allowed. Broward Chief Judge Jack Tuter, speaking for the court and Gundersen, responded to the FHL report. In other words, the bank foreclosed on Cooper three months before it obtained her mortgage from a nonexistent company. We The People MUST not only speak out, but we MUST act. In many cases, banks like JP Morgan are merely the servicers of all these home loans, charged with collecting your money every month and paying every penny of it into the trust, which is the real owner of your mortgage. McAllister is the US Atty for Kansas. (Well, more than two, actually, but lets just stick to the two big ones.). They wanted me to pay $1,000, she says. The reason may be unrelated to her job performance, however. At one point during Judge Souds proceeding, a tallish blond woman named Shawnetta Cooper walks in with a confused look on her face. Andrea Leigh Gunderson - 1 Criminal record(s) found. Banker ommission of material non-disclosure AB RULE 1122 manufactured documents. The loan was not only late, it was already in foreclosure which means that, by definition, whoever the investors were in AE 2005-HE5 were getting shafted. 5, was the essence of the booming international fraud scheme that created most all of these now-failing home mortgages. Why didnt the media bring this up? Of these cases assigned to Judge Gundersen, 126 of them have been closed, none of which were ruled in favor of the defendant. The authorization gets recorded in whats known as the banks contact database, which records every phone call or other communication with a homeowner. Thats fine by the lawyers, who are collecting big fees. Andrea Gundersen is a judge who sits in the Broward Circuit Court. In Coopers case, the document with Kennertys signature on it places the date on which Wells Fargo obtained the mortgage as May 5th, 2010. In other words, if the trust stipulated that all the loans had to be collected by August 2005, the bank couldnt still be sticking in mortgages months later. But in actual practice, the banks were often committing securities fraud (because many of the mortgages did not match the information in the prospectuses given to investors) and tax fraud (because the way the mortgages were collected and serviced often violated the strict procedures governing such investments). They dont care that these mortgages wouldnt have been available in the first place if the banks hadnt found a way to sell oregano as weed to pension funds and insurance companies. Andrea Gunderson Email & Phone Number - Legal D.. | ZoomInfo The state court does not have subject matter jurisdiction over IRS/SEC tax matter partner schemes -; using the homeowners SS# 1099 (a) the homeowner becomes (Creditor/partner) turned Renter (Ordinary) PASS THROUGH INVESTOR. Have they not monumentally and arrogantly done so themselves already? She is a disgrace of a person! Instead the $25 billion got swept into general funds and fc mills and judges worked out a lucrative home theft RICO dance, ignoring forgery and perjury and fatally broken chains of title (see statute of frauds etc)and now its claimed somebody like Bruce can impugn their integrity? IT HAS BEEN HORRIBLE. Since these mortgage-backed securities paid much higher returns than other AAA investments like treasury notes or corporate bonds, the banks had no trouble attracting investors, foreign and domestic, from pension funds to insurance companies to trade unions. This judge would not hear the case. The clients have referred Judge Gundersen to the Judicial Qualifications Commission asking that she be removed from the bench. Apartment Albiez-le-Jeune, 1 bedroom, 3 pers. To the editor: When the next election approaches, could you please print a list of articles mentioning judges/candidates in your recent articles, to remind us of who/what we are voting for? Your information will NEVER be shared or sold to a third party. One of the bench warmers present today is Mark Kessler, who works for a number of lenders and giant foreclosure mills, including the one run by David J. Stern, a gazillionaire attorney and all-Universe asshole who last year tried to foreclose on 70,382 homeowners. Jamie Dimon, the CEO of JP Morgan, is even more succinct in dismissing the struggling homeowners that he and the other megabanks scammed before tossing out into the street. The headline: Niche Lawyers Spawned Housing Fracas.. Clearly, from court records, whats on the documents are stamps. 33307. She sits down and takes a quick look around at the lawyers who are here to kick her out of her home. Westlaw legal research shows that Gundersen was reversed in 10 of the 61 cases in which she was appealed. The plaintiff, technically, has forgotten to show up to court. The researchers found that since Jan. 1, 2019, 310 Miami-Dade houses with robo-signed endorsements were sold at auction 21 of them during the pandemic, according to the report. But when she tried to get a modification on the loan, the banks offer was not helpful. Kowalski fully expects the bank to come back with new documents telling a whole new story of the notes ownership. the #SB8 debacle and the @WSJ article re failure to recuse/disclose and much more. This is an opportunity to get rid of her and vote for Lauren Melissa Alperstein. I think I would have predicted that, Wagner said. P.O. Our forward-looking statements speak only as of the date they are made and, we disclaim any obligation to update or revise forward-looking statements whether as a result of new information, future events or otherwise. Another judge might have started working on a foreclosure case in 2019, while Gundersen was still in family court, but her name was on the crucial ruling for the lender. The obligation of the Press is to hold the government accountable. All of which is interesting, because in her file, it states that Wells Fargo sued Cooper for foreclosure on February 22nd, 2010. Ive been battling the bank for a long time all the way to SCOTUS. 0:51. Judges must report lawyers for unethical conduct, not support it with a wink and a nod. What passes for a foreclosure court in Jacksonville is actually a small conference room at the end of a hall on the fifth floor of the drab brick Duval County Courthouse. The first reason is: It simply isnt true. Record your own trail from the Wikiloc app, upload the route and share it with the community. Andrea Gunderson has been working as a Manager, Production at Legal Directories Publishing for 10 years. Because if you see one of these scams, you see them all. Whos next? Judge Soud says. Legal Directories Publishing is part of the Law Firms & Legal Services industry, and located in Texas, United States. Goldman Sachs had 19 percent of its mortgages flunk the test, yet it knowingly hawked 34 percent of the risky deals to investors. Had Gundersen. Fucked-up as everyone knows the state of Florida is, it couldnt be that bad. Yet Wagner said that when the report was published last year, no one sought a correction. The report states, The banks reckless greed left millions of properties with mortgages and promissory notes corrupted and the chain of title on those properties broken, putting trial judges in the uncomfortable position of either taking the banking industry to task for these forged documents or kicking a family out of their home. Four years ago, Dom and Tatiana began working together at HUP. She said she stands by the report, which is based solely on foreclosure court filings in 2019 and 2020. Right? But the FHL report based on 2019-2020 South Florida court records shows that illegal robo-signing persists. Unfortunately, with little scrutiny from the media, legislators, or regulators, our court system has heavily favored the latter. Many people who are being foreclosed on have actually paid their bills and followed all the instructions laid down by their banks. Forget about Dem vs Rep, vote for people who are responsible and care about YOU!! Because when the banks put these pools together, they were telling their investors that they were putting their money into tidy collections of real, performing home loans. I have all the evidence you need. Patti Parker, a local attorney in Jacksonville, tells of a woman whose home was seized by Deutsche Bank two days before Christmas. So glad Gundersen has been ousted, shell be lucky to get hired to clean up shit from the cow pasture. He is currently serving prison time for his offense, and these offenses might be recorded before and during prison time. The judge more or less automatically rules for the plaintiffs when the homeowner is a no-show. Right Judge? FHL also reviewed records in Miami-Dade Circuit Court, where foreclosure cases are blind-filed and assigned to whichever civil division judges name comes up, rather than going to a designated foreclosure judge. Soud simply continues Coopers case, telling Kessler to get his shit together and come back for another whack at her in a few weeks. Forward-looking statements by their nature address matters that are, to different degrees, uncertain. "We're all going crazy in. On Aug. 23 theyll decide whether they want Gundersen, 66, to continue presiding over Broward County residential mortgage foreclosures. Early voting has begun and goes to August 21st, in person voting is August 23rd. Dan Christensen You have to deal with her first and shes awful to borrowers counsel. No one knows how many arguable defenses Gundersen derails so that they never reach Stone. Vote for Lauren Alperstein! Your email address will not be published. This is an issue that demands action at the local, state, and federal levels from legislators, regulators, and our judicial system. Jacobs conduct violated not only the Rules Regulating the Florida Bar and the Rules of Appellate Procedure, but the most elementary norms of civility and professionalism. The homeowners still owe what they owe, and the deadbeats have no right to keep living in a house they havent paid for. Our Compliance bundles are curated by CLE Counselors and include current legal topics and challenges within the industry. We believe that our system will only work with transparency, honesty, and accountability. She is super sharp, aggressive and very intense. Anyone wishing to understand Ocwens business should review its SEC filings. This rocket docket, as it is called in town, is presided over by retired judges who seem to have no clue about the insanely complex financial instruments they are ruling on securitized mortgages and labyrinthine derivative deals of a type that didnt even exist when most of them were active members of the bench. Which wasnt exactly the kind of modification she was hoping for, given that her original monthly payment was $840. Your Donations and your Voice are so important. These special foreclosure courts were established in July of this year, after the state of Florida budgeted $9.6 million to create a new court with a specific mandate to clear 62 percent of the foreclosure cases that were clogging up the system. They dont care that in the rush to produce loans, people were sold houses that turned out to have flood damage or worse, and they certainly dont care that people were sold houses with inflated appraisals, which left them almost immediately underwater once housing prices started falling. DO YOUR homework! Box 23763 They have nothing. Who is Liar Lawyer Sabrina Rose-Smith of Goodwin Procter, LLP? And, on the most basic level, the loans had to actually exist. This IS a massive racketeering operation completed WITH THE HELP of the Circuit Courts, the US Bankruptcy Courts, the US Bankruptcy Trustees Office, the Federal Appeals Courts, and law enforcement nationwide. Andrea Ruth Gundersen - Florida Candidate - Transparency USA But many of these homeowners are just ordinary Joes who had no idea what they were getting into. But that all changed about a decade ago, thanks to the invention of new financial instruments that magically turned all these mortgages into high-grade investments. . Breaking and entering is not a crime, apparently, when its authorized by a bank. Law.com Compass includes access to our exclusive industry reports, combining the unmatched expertise of our analyst team with ALMs deep bench of proprietary information to provide insights that cant be found anywhere else. These banks robbed investors and conned homeowners, blew themselves up chasing the fraud, then begged the taxpayers to bail them out. It worked. FIVE TIMES! A Message to Justice Elena Kagan from LIT:#OperationWhiteout@uscourts @WSJopinion @HarvardLaw_ @YaleLawSch @PBS @WisconsinLaw @stetsonlaw @UNLVLaw @sjquinney @kulawschool @TempleLaw @TulaneLaw @reason @MotherJones @Pontifex @Princeton @Cornell @Stanford @abc #appellatetwitter pic.twitter.com/S1VqvLU6jN, LawsInTexas (@lawsintexasusa) November 24, 2021.
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